REPUTATION. RELATIONSHIPS. RESOURCES. 


Our experienced licensed representatives understand that not all insurance plans are one size fits all. Because we have contracts with all the major insurance carriers, we can shop, create a plan, and advise what works best for your specific group, individual lifestyle and budget. Our main focus: to educate you on what’s available in the marketplace so you can understand your options and feel confident when making a decision about your insurance needs.

OUR SERVICES

INDIVIDUALS

Individual Health Insurance

Health insurance is an important part of your overall health and well-being. But when it comes to finding the right coverage at an affordable price, it can be overwhelming. Our representatives can help – saving you time and money.
Have you heard about the Medicare changes that start in 2019? Transition to a plan that works for you with help from our agents. Because we’re an insurance broker, we work with all major carriers. That means access to more Medicare plans – and finding one that fits your needs and budget.

Medicare

Have you heard about the Medicare changes that start in 2019? Transition to a plan that works for you with help from our agents. Because we’re an insurance broker, we work with all major carriers. That means access to more Medicare plans – and finding one that fits your needs and budget.
Do you have loved ones who depend on you for financial support? If so, life insurance should be part of your future planning. Our advisors can review your current life insurance as well as help you choose a plan that fits your lifestyle and budget. Today’s life insurance options can also include “living benefits” that allow you to accelerate all or a portion of the death benefit for Long Term Care or other needs.

Life Insurance

Do you have loved ones who depend on you for financial support? If so, life insurance should be part of your future planning. Our advisors can review your current life insurance as well as help you choose a plan that fits your lifestyle and budget. Today’s life insurance options can also include “living benefits” that allow you to accelerate all or a portion of the death benefit for Long Term Care or other needs.
Individual disability insurance should also be part of your financial planning. It replaces lost income if you’re disabled and can’t work to contribute financially to your family. Our advisors can outline coverage that will protect you and your most important assets.

Individual Disability

Individual disability insurance should also be part of your financial planning. It replaces lost income if you’re disabled and can’t work to contribute financially to your family. Our advisors can outline coverage that will protect you and your most important assets.
Long term care covers you if you need services and support for an extended time. It’s also designed to protect your financial assets, like your retirement. In addition to traditional long term care, there are also long term care options that can be combined with life and annuities.

Long Term Care

Long term care covers you if you need services and support for an extended time. It’s also designed to protect your financial assets, like your retirement. In addition to traditional long term care, there are also long term care options that can be combined with life and annuities.
Are you ready for retirement? To get started, annuities can help you manage and stabilize your income. One of their biggest advantages: they allow you to grow your next egg with tax-deferred money. And they serve as another component to streamline your income when you retire.  Annuities can give you peace of mind that you have another source of income besides your retirement investment options.

Annuities

Are you ready for retirement? To get started, annuities can help you manage and stabilize your income. One of their biggest advantages: they allow you to grow your next egg with tax-deferred money. And they serve as another component to streamline your income when you retire. Annuities can give you peace of mind that you have another source of income besides your retirement investment options.


EMPLOYEE BENEFITS

 

We provide assistance in navigating the complex group health insurance market.   Options include fully insured, level funded, and self-funded plans.  Working with the major carriers in MN, WI, ND, and SD.

Group Health Benefits

We provide assistance in navigating the complex group health insurance market. Options include fully insured, level funded, and self-funded plans. Working with the major carriers in MN, WI, ND, and SD.
Employee benefits are usually employer-based plans that offer coverage to eligible employees and their dependents. They’re a vital piece for attracting and retaining employees.  We specialize in: 
Life
Disability 
Dental

Group Ancillary Benefits

Employee benefits are usually employer-based plans that offer coverage to eligible employees and their dependents. They’re a vital piece for attracting and retaining employees. We specialize in: Life Disability Dental & Vision Worksite/Voluntary
In today’s competitive employment market, it’s important to have competitive Executive Benefits to help attract, incentivize and retain key individuals.  There are also unique planning opportunities for the owners of both small and large businesses. We specialize in:
• Key Person Life and Disability
• Buy/Sell review and funding
• Deferred Compensation

Executive Benefits

In today’s competitive employment market, it’s important to have competitive Executive Benefits to help attract, incentivize and retain key individuals. There are also unique planning opportunities for the owners of both small and large businesses. We specialize in:
• Key Person Life and Disability
• Buy/Sell review and funding
• Deferred Compensation
Founded in 1959, AdvisorNet has almost 60 years in the insurance business. As a full service independent Brokerage General Agency, we objectively offer a large and competitive mix of insurance companies while maintaining our uniquely independent culture. We operate in all 50 states and support hundreds of independent financial professionals and thousands of clients.