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BEGIN:VTIMEZONE
TZID:America/Indiana/Indianapolis
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20140309T070000
END:DAYLIGHT
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TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20141102T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20150308T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20151101T060000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151111T090000
DTEND;TZID=America/Indiana/Indianapolis:20151111T120000
DTSTAMP:20260629T092618
CREATED:20150924T192424Z
LAST-MODIFIED:20150924T192502Z
UID:814-1447232400-1447243200@tools.advisornetinsurance.com
SUMMARY:How To Keep Clean - Don't Do What They Did!
DESCRIPTION:Wednesday\, November 11th\, 2015\n701 Building – 2nd floor conference center \nSPACE IS LIMITED! \n3 hours of Insurance CE Ethics Credit for MN (pending)\n2 hours of CFP Ethics Credit (pending) \nAGENDA \n9:00 – 11:00 a.m.\nEthics Part I: How to Keep Clean – Don’t Do What They Did!\nBy Dan May\, CFP®\, AdvisorNet Financial\nSteve Finkelstein\, CFP®\, Sterling Retirement Resources \n2 hours Company Sponsored Ethics CE for MN + CFP Ethics credit (pending) \n11:00 a.m. – 12:00 p.m.\nEthics Part II: How to Keep Clean – Don’t Do What They Did!\nBy Joe Larkin\, CLU\, ChFC\, AdvisorNet Financial  \n1 hour Company Sponsored Ethics CE for MN (pending) \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/how-to-keep-clean-dont-do-what-they-did/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151110T132000
DTEND;TZID=America/Indiana/Indianapolis:20151110T133000
DTSTAMP:20260629T092618
CREATED:20150924T192149Z
LAST-MODIFIED:20150924T192149Z
UID:813-1447161600-1447162200@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - PBGC annuity options for Terminating Pensions
DESCRIPTION:Companies terminating a defined benefit pension plan are required to fund their existing liability. Learn how you can help. \nLead by Cathy Barner\, AdvisorNet Insurance \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-pbgc-annuity-options-for-terminating-pensions/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151103T132000
DTEND;TZID=America/Indiana/Indianapolis:20151103T133000
DTSTAMP:20260629T092618
CREATED:20150924T192039Z
LAST-MODIFIED:20150924T192039Z
UID:812-1446556800-1446557400@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Hybrid LTC funded with Qualified Funds
DESCRIPTION:Did you know you can use qualified money to fund a Hybrid LTC product? Get some popcorn and watch the show. \nAsset Care II – Qualified Money Training Video\nModerated by Cathy Barner\, AdvisorNet Insurance \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-hybrid-ltc-funded-with-qualified-funds/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151027T132000
DTEND;TZID=America/Indiana/Indianapolis:20151027T133000
DTSTAMP:20260629T092618
CREATED:20150924T191802Z
LAST-MODIFIED:20150924T191802Z
UID:811-1445952000-1445952600@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - $5K for 10 years = $1M of LTC at age 80
DESCRIPTION:An interesting approach to funding LTC with a hybrid product. \nLead by Jay Loe\, AdvisorNet Insurance \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-5k-for-10-years-1m-of-ltc-at-age-80/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151020T132000
DTEND;TZID=America/Indiana/Indianapolis:20151020T133000
DTSTAMP:20260629T092618
CREATED:20150924T191636Z
LAST-MODIFIED:20150924T191636Z
UID:810-1445347200-1445347800@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Website Tour
DESCRIPTION:www.tools.advisornetinsurance.com has significant tools at your disposal. Take a quick tour. \nLead by Joe Larkin\, AdvisorNet Insurance \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-website-tour/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151013T132000
DTEND;TZID=America/Indiana/Indianapolis:20151013T133000
DTSTAMP:20260629T092618
CREATED:20150924T191158Z
LAST-MODIFIED:20150924T191158Z
UID:809-1444742400-1444743000@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Tough Case Underwriting
DESCRIPTION:We have 3 staff underwriters available to help you with your tough cases. Meet one of them and learn about the process \nLead by Will Walker\, Advantage Insurance Network \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-tough-case-underwriting/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20151006T132000
DTEND;TZID=America/Indiana/Indianapolis:20151006T133000
DTSTAMP:20260629T092618
CREATED:20150924T191034Z
LAST-MODIFIED:20150924T191218Z
UID:808-1444137600-1444138200@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Principal Buy-Sell Analysis
DESCRIPTION:Principal offers a tremendous service to evaluate a buy-sell agreement\, do a business valuation and make recommendations. Learn about it and give it a try. \nLead by Brian Adamek\, SBI Financial Services \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/principal-buy-sell-analysis/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150929T132000
DTEND;TZID=America/Indiana/Indianapolis:20150929T133000
DTSTAMP:20260629T092618
CREATED:20150924T190800Z
LAST-MODIFIED:20150924T190908Z
UID:805-1443532800-1443533400@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Advanced Strategy Support
DESCRIPTION:ANI has significant resources to assist you in the Business\, Estate and Executive Benefit arena. Learn about how we can help you. \nLead by Nick Weiler\, AdvisorNet Insurance \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-advanced-strategy-support/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150903T100000
DTEND;TZID=America/Indiana/Indianapolis:20150903T150000
DTSTAMP:20260629T092618
CREATED:20150521T193815Z
LAST-MODIFIED:20150521T193815Z
UID:700-1441274400-1441292400@tools.advisornetinsurance.com
SUMMARY:THE 6TH ANNUAL CE & TWINS GAME DAY
DESCRIPTION:AdvisorNet Insurance presents: \nTHE 6TH ANNUAL CE & TWINS GAME DAY \nThursday\, September 3rd\, 2015\nIn the Skyline Suites at Target Field \n \n\nCE Sessions 10:00 – 11:00 a.m. & 11:00 a.m. – 12:00 p.m. (CE pending)\nLunch provided\nTwins vs. Chicago White Sox at 12:10 p.m.\nWatch for an official invitation this summer (only those doing business with AdvisorNet Insurance will receive an invitation)
URL:https://tools.advisornetinsurance.com/event/the-6th-annual-ce-twins-game-day/
LOCATION:Skyline Suites in Target Field\, One Twins Way\, Minneapolis\, MN\, 55403\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150707T132000
DTEND;TZID=America/Indiana/Indianapolis:20150707T133000
DTSTAMP:20260629T092618
CREATED:20150513T123824Z
LAST-MODIFIED:20150601T145910Z
UID:685-1436275200-1436275800@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Worksite LTC Marketing
DESCRIPTION:Learn about this simplified issue program with Uni-sex pricing and a 5% discount. For women\, that could be a 39% reduction in their premiums. \nLead by Paul Daugs\, Newman LTC \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-worksite-ltc-marketing/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150630T132000
DTEND;TZID=America/Indiana/Indianapolis:20150630T133000
DTSTAMP:20260629T092618
CREATED:20150513T123709Z
LAST-MODIFIED:20150601T145724Z
UID:684-1435670400-1435671000@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Farm & Family
DESCRIPTION:Lead by Dana Brown\, Protective \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-farm-family/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150623T132000
DTEND;TZID=America/Indiana/Indianapolis:20150623T133000
DTSTAMP:20260629T092618
CREATED:20150513T123553Z
LAST-MODIFIED:20150601T150006Z
UID:683-1435065600-1435066200@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - My Business Plan is my Retirement Plan - Intent or Reality?
DESCRIPTION:Learn about the tools available to help your client to make it a reality. \nLead by Principal \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-my-business-plan-is-my-retirement-plan-intent-or-reality/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150616T132000
DTEND;TZID=America/Indiana/Indianapolis:20150616T133000
DTSTAMP:20260629T092618
CREATED:20150513T123438Z
LAST-MODIFIED:20150601T150124Z
UID:682-1434460800-1434461400@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Life Settlements
DESCRIPTION:Turn a policy that is no longer wanted or needed into cash for your client. The secondary market has come back strong. Learn about the parameters & the process. \nLead by Joe Larkin\, CLU\, ChFC\nVice President\, AdvisorNet Financial \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-life-settlements/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150609T132000
DTEND;TZID=America/Indiana/Indianapolis:20150609T133000
DTSTAMP:20260629T092618
CREATED:20150513T123301Z
LAST-MODIFIED:20150601T150157Z
UID:681-1433856000-1433856600@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Inheritance Equalization
DESCRIPTION:Got a business or farm and three kids\, only one of whom wants to take over the business? This is how to make sure all three children are equally “compensated”. \nLead  by Principal \n REGISTER!
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-inheritance-equalization/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150602T132000
DTEND;TZID=America/Indiana/Indianapolis:20150602T133000
DTSTAMP:20260629T092618
CREATED:20150513T123013Z
LAST-MODIFIED:20150513T123013Z
UID:680-1433251200-1433251800@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - John Hancock's Vitality Rider
DESCRIPTION:John Hancock has come out with a very unique rider that gives you clients discounts on their premium and other gifts & incentives for being and staying active. Learn the details\, this is a powerful tool! \nLead by Joe Larkin\, CLU\, ChFC\nVice President\, AdvisorNet Financial \nClick here to register.
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-john-hancocks-vitality-rider/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150526T132000
DTEND;TZID=America/Indiana/Indianapolis:20150526T133000
DTSTAMP:20260629T092618
CREATED:20150513T122828Z
LAST-MODIFIED:20150528T204846Z
UID:679-1432646400-1432647000@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Lincoln VUL 1 & PPR
DESCRIPTION:“How to have your cake and eat it too”  Lincoln Financial Group has a unique design solution allowing clients the ability to guarantee a death benefit for life\, but also giving  them the ability to potentially access cash value tax free without reducing the guaranteed death benefit. \nLead by Ryan Lommel\nSales Vice President\, MGA Brokerage\, Lincoln Financial Distributors \n Click Here to Register
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-lincoln-vul-1-ppr/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150521T110000
DTEND;TZID=America/Indiana/Indianapolis:20150521T120000
DTSTAMP:20260629T092618
CREATED:20150518T154513Z
LAST-MODIFIED:20150518T154557Z
UID:695-1432206000-1432209600@tools.advisornetinsurance.com
SUMMARY:Demystifying IUL Webinar
DESCRIPTION:Demystifying IUL – Join us as we dive into the Mechanics that make up an Index Universal Life policy\, and learn ways to utilize it in your client’s planning. \nClick here to register.
URL:https://tools.advisornetinsurance.com/event/demystifying-iul/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150519T132000
DTEND;TZID=America/Indiana/Indianapolis:20150519T133000
DTSTAMP:20260629T092618
CREATED:20150513T122632Z
LAST-MODIFIED:20150513T123041Z
UID:678-1432041600-1432042200@tools.advisornetinsurance.com
SUMMARY:10 Minute Tuesday - Single Premium Participating Whole Life
DESCRIPTION:For clients safe money where there is interest in tax deferral & if they never need it\, a tax free death benefit from a Fraternal Insurance company. \nLead by Mark Rush\, Foresters \nClick here to register.
URL:https://tools.advisornetinsurance.com/event/10-minute-tuesday-single-premium-participating-whole-life/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150416T140000
DTEND;TZID=America/Indiana/Indianapolis:20150416T150000
DTSTAMP:20260629T092618
CREATED:20150401T193012Z
LAST-MODIFIED:20150401T193012Z
UID:637-1429192800-1429196400@tools.advisornetinsurance.com
SUMMARY:RMD Strategies\, using but not limited to QLAC's
DESCRIPTION:Join us for a fixed annuity webinar to learn about our latest strategies and products.\n\n \nSpeaker:  Kevin Jones\,  Fixed Annuity Regional Sales Director with Lincoln Financial\n \nDial in: 1-888-764-3633 Conference Code: 1026169\nWEBEX Link
URL:https://tools.advisornetinsurance.com/event/rmd-strategies-using-but-not-limited-to-qlacs/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150414T132000
DTEND;TZID=America/Indiana/Indianapolis:20150414T133000
DTSTAMP:20260629T092618
CREATED:20150408T131055Z
LAST-MODIFIED:20150408T131055Z
UID:644-1429017600-1429018200@tools.advisornetinsurance.com
SUMMARY:10 Minute Webinar - Supersize Your Next Life Sale
DESCRIPTION:Do you like the simplicity of Donor Advised Funds but don’t care for the fact that they are very limited in what types of assets they will hold?  Rather than looking to more complex vehicles such as CRT’s\, CLT’s or family foundations\, There is a simpler approach to charitable giving with Life Insurance utilizing Donor Advised Funds. This will open your eyes. \nLead by Joe Larkin\, CLU\, ChFC\nVice President\, AdvisorNet Insurance \nClick here to register.
URL:https://tools.advisornetinsurance.com/event/10-minute-webinar-supersize-your-next-life-sale/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150407T132000
DTEND;TZID=America/Indiana/Indianapolis:20150407T133000
DTSTAMP:20260629T092618
CREATED:20150401T192004Z
LAST-MODIFIED:20150401T192411Z
UID:635-1428412800-1428413400@tools.advisornetinsurance.com
SUMMARY:10 Minute Webinar - Getting Started Writing DI
DESCRIPTION:In this session\, Chris Carlson\, The D.I. Coach\, will cover 3 ideas that other producers have used to make between 3 and 10 disability insurance sales within 30-45 Days. The ideas are easy to implement and do not require you to be a D.I. Expert to be successful.  This is a session you will not want to miss. \nClick here for a link to RSVP and for a full list of upcoming webinars.
URL:https://tools.advisornetinsurance.com/event/10-minute-debrief-webinar-series/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150210T132000
DTEND;TZID=America/Indiana/Indianapolis:20150210T133000
DTSTAMP:20260629T092618
CREATED:20150130T010311Z
LAST-MODIFIED:20150130T010311Z
UID:585-1423574400-1423575000@tools.advisornetinsurance.com
SUMMARY:10 Minute Webinar: Concierge Services
DESCRIPTION:Learn how we can make Life\, DI\, LTC & Annuity Design & Implementation really easy for you and your staff. \nGO TO MEETING LINK
URL:https://tools.advisornetinsurance.com/event/10-minute-webinar-concierge-services/
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20150203T132000
DTEND;TZID=America/Indiana/Indianapolis:20150203T133000
DTSTAMP:20260629T092618
CREATED:20150130T010120Z
LAST-MODIFIED:20150130T010139Z
UID:582-1422969600-1422970200@tools.advisornetinsurance.com
SUMMARY:10 Minute Webinar: Participating Whole Life
DESCRIPTION:Why so popular\, who are the carriers we have for you? \nGO TO MEETING LINK
URL:https://tools.advisornetinsurance.com/event/participating-whole-life/
CATEGORIES:Webinar
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20141015T110000
DTEND;TZID=America/Indiana/Indianapolis:20141015T130000
DTSTAMP:20260629T092618
CREATED:20140702T193409Z
LAST-MODIFIED:20140822T182131Z
UID:178-1413370800-1413378000@tools.advisornetinsurance.com
SUMMARY:A Baker's Dozen Uses of Life Insurance
DESCRIPTION:Speaker: Joe Larkin \nLocation: 701 4th ave South / 15th Floor \nCE: 2 Hours CE\, CFP applied for \n  \nRSVP to events@advisornet.com
URL:https://tools.advisornetinsurance.com/event/a-bakers-dozen-uses-of-life-insurance/
LOCATION:AdvisorNet Home Office\, 701 4th Ave. South\, #1500\, Minneapolis\, MN\, 55415\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140924T110000
DTEND;TZID=America/Indiana/Indianapolis:20140924T130000
DTSTAMP:20260629T092618
CREATED:20140702T193729Z
LAST-MODIFIED:20140702T193744Z
UID:180-1411556400-1411563600@tools.advisornetinsurance.com
SUMMARY:Twins/CE | John Hancock | Protective | American General
DESCRIPTION:Speaker: TBD \nLocation: Twins Stadium – Skyline Suites \nCE: 2 Hours applied for \n  \nRSVP to events@advisornet.com
URL:https://tools.advisornetinsurance.com/event/twinsce-john-hancock-protective-american-general/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140917T130000
DTEND;TZID=America/Indiana/Indianapolis:20140917T160000
DTSTAMP:20260629T092618
CREATED:20140702T193547Z
LAST-MODIFIED:20140702T193809Z
UID:179-1410958800-1410969600@tools.advisornetinsurance.com
SUMMARY:IUL Academy + Recreational Event Afterward
DESCRIPTION:Speaker: Irv Tang – ING \nLocation: 701 4th Ave S / 15th Floor \nCE: Web CE Cards \n  \nRSVP to events@advisornet.com
URL:https://tools.advisornetinsurance.com/event/iul-academy-recreational-event-afterward/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140821T120000
DTEND;TZID=America/Indiana/Indianapolis:20140821T130000
DTSTAMP:20260629T092618
CREATED:20140819T000045Z
LAST-MODIFIED:20140821T010518Z
UID:404-1408622400-1408626000@tools.advisornetinsurance.com
SUMMARY:WebEx - How to submit online life applications & drop tickets
DESCRIPTION:Join this live demo to learn how you can use ANI Life Ticket and submit drop tickets and e-apps online to make your life easier and take some of the pain out of insurance underwriting.  This demo with be co-hosted by AdvisorNet and iPipeline. \nAdd this to you calendar here.
URL:https://tools.advisornetinsurance.com/event/webex-how-to-submit-online-life-applications-drop-tickets/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140820T110000
DTEND;TZID=America/Indiana/Indianapolis:20140820T120000
DTSTAMP:20260629T092618
CREATED:20140818T234925Z
LAST-MODIFIED:20140818T235052Z
UID:400-1408532400-1408536000@tools.advisornetinsurance.com
SUMMARY:Understanding The Small Business & Executive LTCI Market (CE lunch meeting)
DESCRIPTION:Lunch provided following the meeting at noon.  1 hour MN CE (for classroom only) \nMulti-Life LTCI Specialist Paul Daugs from Newman Long Term Care will be at 701 to help advisors understand the small business and executive LTCI market: \n\nOne of the most tax advantaged insurance products that you can buy within an employer! Deductible to the employer\, not received as taxable income to employee and benefits received income tax free!\nVoluntary Opt-Out LTCI programs great increase participation\nShowing the business owner how they can insurance themselves and potential have the business pay the premiums for the rest of their lives.\n\nSORRY! Event is full.
URL:https://tools.advisornetinsurance.com/event/understanding-the-small-business-executive-ltci-market-ce-lunch-meeting/
LOCATION:AdvisorNet Home Office\, 701 4th Ave. South\, #1500\, Minneapolis\, MN\, 55415\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140820T000000
DTEND;TZID=America/Indiana/Indianapolis:20140820T130000
DTSTAMP:20260629T092618
CREATED:20140818T235219Z
LAST-MODIFIED:20140818T235219Z
UID:403-1408492800-1408539600@tools.advisornetinsurance.com
SUMMARY:Linked Benefit Products (CE lunch meeting)
DESCRIPTION:Senior Life & Annuity Internal Wholesaler with AdvisorNet Insurance\, Cathy Barner will discuss Alternatives to Self-Insuring for LTC. \nAs we age the likelihood that we will need long-term care increases.  There are many ways we can plan for the potential need for LTC.  Traditional LTC policies are a good option\, however they have not reached the penetration levels hoped for.  Some reasons are stricter underwriting\, price increases\, and the fact that some will have paid for a product they may have never needed and feel that they are “out” that money.  Self-insuring can be very expensive and could devastate a person’s savings.  Even the very wealthy could take a huge hit incurring hundreds of thousands of dollars for potential LTC expenses;  Cannibalizing their assets that they could have left to their heirs. \nIn recent years Linked Benefit products that combine life or annuity and long-term care have emerged and are reaching a new group of consumers.  This course will cover these various products and how they could be a good alternative to self-insuring for LTC. \nSORRY! Event is full.
URL:https://tools.advisornetinsurance.com/event/linked-benefit-products-ce-lunch-meeting/
LOCATION:AdvisorNet Home Office\, 701 4th Ave. South\, #1500\, Minneapolis\, MN\, 55415\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Indiana/Indianapolis:20140716T113000
DTEND;TZID=America/Indiana/Indianapolis:20140716T123000
DTSTAMP:20260629T092618
CREATED:20140630T203603Z
LAST-MODIFIED:20140630T203734Z
UID:170-1405510200-1405513800@tools.advisornetinsurance.com
SUMMARY:Retirement: Income Tax Diversification
DESCRIPTION:Wednesday\, July 16th from 11:30 a.m. – 12:30 p.m. \n15th floor training rooms (Yosemite) at 701 or via webcast if requested (48 hours in advance) \nLunch provided \n1 hour MN CE pending (for classroom only)   \nTraditional retirement planning worked very well 40 to 50 years ago when employer’s provided pension plans\, marginal income tax rates were high and life expectancies were low.  Today’s working environment and tax obligations have changed; and when combined with greatly increased life expectancies there needs to be a new normal for how clients can successfully save for a satisfying retirement.   As we enter the ERA of the baby boomers retiring\, we need to change our thinking and skill sets to helping clients understand how to plan for income in retirement and pay much more attention to the taxation of various assets. In addition\, given today’s tax brackets\, phase outs\, surcharges\, the new investment and Medicare taxes\, etc.\, it is critical to help clients plan for tax efficient streams of income. Course attendees will learn about these tools and build the skill set to properly advise clients.   David Graham\, Vice President with AIG’s Advanced Markets Department will cover the following topics: \n\nTraditional retirement planning based on situation at the time with results\nU.S. Economy & Employment sponsored retirement benefits have changed\nAlternative retirement planning based on changed work environment\, changed taxation and changing life expectancies\nHypothetical example showing alternative planning and potential results\n\nSpeaker’s bio: David is a Vice President with AIG’s Advanced Markets Department.  He finds solutions to client issues requiring integration of income tax\, business planning\, and estate planning. David has given many continuing education (CE) seminars on topics including Split-Dollar Life Insurance\, Estate Planning and Non-Qualified Executive Benefits.  He has a MBA\, JD\, LLM (taxation) and holds the designations of CLU and ChFC. \nPlease RSVP by Monday\, July 14th to reserve a seat & lunch!  \nrsvp@advisornet.com
URL:https://tools.advisornetinsurance.com/event/retirement-income-tax-diversification/
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